Hospital Indemnity Insurance
Hospital Indemnity insurance with Cigna is designed to provide financial assistance for an event that results in a hospital confinement, to supplement your current coverage. Employees can use the benefits shown below, to meet any out-of-pocket expenses and extra bills that can occur. Benefits are paid directly to you, regardless of the actual cost of treatment. Below is an example of how a trip to the Hospital for childbirth would payout.
| Covered Benefits | Benefit Amount |
|---|---|
| Daily Hospital Confinement (up to 30 days) | $100 |
| Daily ICU Confinement (up to 30 days) | $200 |
| Newborn Nursery Care Admission (limited to 1 day) | $500 |
| Example: Childbirth | Benefit Amount |
|---|---|
| Hospital Admission Benefit | $500 |
| Newborn Nursery Care Admission | $500 |
| Daily Hospital Confinement (starting day 2) | $200 |
| Total Dollars Payable to Employee | $1,200 |
Is Hospital Indemnity Insurance Right for You?
You can enroll once a year during Open Enrollment or if you are a new employee signing up for benefits.
Learn more and take action.
- File a claim
- Submit for wellness benefit
- Discover value added programs
- See plan documents
