Hospital Indemnity Insurance

Hospital Indemnity insurance with Cigna is designed to provide financial assistance for an event that results in a hospital confinement, to supplement your current coverage. Employees can use the benefits shown below, to meet any out-of-pocket expenses and extra bills that can occur. Benefits are paid directly to you, regardless of the actual cost of treatment. Below is an example of how a trip to the Hospital for childbirth would payout.

 

Covered Benefits Benefit Amount
Daily Hospital Confinement (up to 30 days) $100
Daily ICU Confinement (up to 30 days) $200
Newborn Nursery Care Admission (limited to 1 day) $500
Example: Childbirth Benefit Amount
Hospital Admission Benefit $500
Newborn Nursery Care Admission $500
Daily Hospital Confinement (starting day 2) $200
Total Dollars Payable to Employee $1,200

Is Hospital Indemnity Insurance Right for You?

You can enroll once a year during Open Enrollment or if you are a new employee signing up for benefits.

Learn more and take action.